Monthly Budget Planner

Income at the top. Then fixed expenses, variable expenses, and savings & debt. Type in the yellow boxes — every total updates as you type.

Prefer a file? Download the Excel version · All tools

Your month at a glance

Total income (planned)
$0
Total going out (planned)
$0
Left over (planned)
$0
Left over (actual so far)
$0

The 50/30/20 check

A widely used guideline: about 50% of take-home income on needs, 30% on wants, 20% on savings & extra debt payoff. This check uses your planned numbers; the red tick is the target. Many households run higher on needs — treat it as a compass, not a grade.

Your numbers are saved only in this browser, on this device — nothing is sent anywhere. This planner is a general organizing tool, not personal financial advice.